Frequently-Asked Questions

We buy future payments for cash. If you have checks coming to you from a structured settlement, annuity, lottery prize, or other types of future payments, you can sell them for upfront money. You get lump sum cash for your future payments.

This is NOT a loan. You are selling some of your structured settlement or annuity payments for cash. There is nothing to pay back.Credit scores don’t matter. We will buy your payments and give you upfront money that you can use today.

Simply put, a lump sum is upfront cash for the value of your future payments. Choosing the cash option for your structured settlement, lottery prize, or annuity payment allows you to trade in your future payments for money today.

Stone Street Capital has one of the fastest turnaround times in the industry. However, every situation is different. On average, it takes less than a week after the hearing date for you to receive your money. In many cases, we offer cash advances to help you during the time you are waiting.

We can provide you with a free quote on a number of cash options that are specific to your payment stream and your needs. It depends on the present value of your future payments and how much you want to receive in upfront cash.

“Present Value” is simply what something in the future is worth today. For example, take the price of a movie. Thirty years ago, a movie ticket cost about $2. Today, you would pay $8.50. Thirty years from now, a movie ticket will be even higher. In other words, today’s dollar buys more than tomorrow’s dollar.

Yes! You don’t have to sell all of your payments. We offer cash options for part of your annuity as well as a full buyout. Talk to us about getting the best of both worlds.

There are state and federal laws that are set up to protect you. Court approval must be obtained of your sale in accordance with your state’s laws that govern the sale of settlement payments. These state laws work in conjunction with existing federal laws, and provide clear rules for the exchange of periodic payments for a lump sum of cash. Court orders are issued ensuring that the transaction is in your best interest.

Yes. If you receive life contingent payments, you can get upfront cash. Whether it is a settlement or “win for life” lottery prize, we can provide you with cash options

Yes. If you have inherited payments from an annuity, settlement, or lottery prize you can sell those payments for upfront cash. Many of our customers are beneficiaries and we are experts in the handling these transactions. 

It’s easy! Give us a call at 866-416-5118 and we will give you a free quote on what your payments are worth. We will walk you through the process and answer any questions you have. It’s that simple.