Selling annuity payments
cash now to keep you moving forward
upfront money for your:
- Annuity
- Structured Settlement
- Inherited Annuity
- Assignable Annuity
get your cash fast
When you need money, you don’t want to stall. Keep yourself moving forward.
- Fast cash advances available
- Sell your annuity for upfront money
- Free quotes on the value of your payments done quickly
personalized for you
Your financial needs are unique and personal. We will work with you one-on-one so you get the options that best fit your needs.
- One-on-one consultation
- Customized solution just for you
- Customer service you can count on
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annuities vs. structured settlements
What’s the difference?
Most structured settlements are, in fact, funded through annuity contracts.
But while all structured settlements might involve annuities, not all annuities are linked to structured settlements. Annuities serve other purposes, such as providing income security in retirement.
What type of annuity do you have?
There are many different types of annuities you can sell for cash. Here are just a few examples:
- assignable annuities: An assignable annuity means that your payments can be used as collateral for a loan or can be passed on to someone else.
- fixed annuities: A fixed annuity is a type of insurance contract that pays a guaranteed rate of interest on contributions to the account.
- inherited annuities: Inherited annuities enable annuity owners or annuitants to leave assets to another person after the owner dies.
- structured settlements and insurance claims: Insurance claims are resolved by a single payment from an insurance company, usually in the form of a check made out to the injured party. Structured settlements are different because they provide multiple payments that are stretched out over a pre-determined length of time.
- lottery or casino jackpot prizes: When a player wins a lottery or casino jackpot, they are typically given two options on how to receive their winnings: as a lump sum or an annuity.
Not sure if the type of annuity you have qualifies? Give us a call at 866-416-5118. We’re always happy to help.
It's easy to do
CALL US
Talk to us about your financial needs and what annuity payments you have coming to you. Call us at 866-416-5118.
CHOOSE
We'll discuss some cash options and you pick the one that is right for you.
RELAX
We do the hard work and handle the rest of the process for you.
WOO-HOO!
Get your cash and cover your expenses.
ready to get started?
Copies of documents we’ll need to get the process started:
- Annuity contract
- Court judgment, if applicable
- Any changes or assignment to the initial settlement
- Other documents on a case-by-case basis
moving forward and getting ahead
home sweet home
Your dream home doesn’t have to be a dream. Use your money towards the purchase of a new home, make home improvements, or pay off your mortgage or rent.
bills be gone
Every day bills can pile up and becoming overwhelming - gas, groceries, rent, medical expenses, school and student loans, high-interest credit card bills. Your money can help you get out of debt. How great would that feel?
A car that works
Reliable transportation for your job or for your family is peace of mind. When your car breaks down, it costs you money and time - not to mention stress. Solve your transportation problems and keep life moving forward.
Life's Surprises
It’s not fair, but bad things happen to good people. Sometimes you just can’t predict that you would need money. Your situation is unique, and we are here to help you with a custom solution made just for you.
annuity cash option answers
I could use some cash. What's this all about?
We buy future payments for cash. If you have checks coming to you from a structured settlement, annuity, lottery prize, or other types of future payments, you can sell them for upfront money instead of waiting.
WHAT IS A LUMP SUM CASH OPTION?
Simply put, a lump sum is upfront cash for the value of your future payments. Choosing the cash option for your annuity payment allows you to trade in your future payments for money today.
Is selling my annuity a straightforward process?
The process of selling an annuity involves several steps:
1. Request a Quote (contact a reputable annuity purchasing company for a quote)
2. Review the Offer: (considering the present value of your future payments, any associated fees, and the reputation of the purchasing company)
3. Structured Settlements: Legal Process (court approval is to ensure that the sale is in your best interest); Self owned annuities: Insurance Company Approval Process.
How does court approval work when selling structured settlement annuity payments?
The process generally involves: Petition Filing (the annuity holder, with the assistance of the purchasing company, files a petition with the court outlining the details of the proposed sale), Review by the Court (the court reviews the petition to ensure that the sale is in the best interest of the annuity holder), and an Approval Hearing (in which the annuity holder may need to appear to make the sale official).
Will selling my annuity affect my credit score?
Generally, selling your annuity does not impact your credit score. Unlike certain financial transactions, such as taking out a loan, selling an annuity is not a form of credit, and it does not involve a credit check. As such, the sale itself does not have direct consequences on your creditworthiness.
Is this a loan?
This is not a loan. You are selling some of your annuity payments for cash. There is nothing to pay back. Credit scores don’t matter. We will buy your payments and give you upfront money that you can use today.
Why should I consider a lump sum cash option?
Your financial situation may have changed and you need access to cash before your payments arrive. Why wait years when you can get exactly the amount of money that you need? Getting a lump sum allows you to take control of your money now.
How do I get started?
It's easy! Give us a call at 866-416-5118 and we will give you a free quote on what your payments are worth. We will walk you through the process and answer any questions you have. It's that simple.
Can I sell a portion of my annuity payments?
Yes, it is possible to sell a portion of your annuity payments. This is known as a partial sale. Instead of selling the entire annuity, you can choose to sell a specific number of payments or a percentage of each payment. This provides flexibility in accessing funds while retaining some future income from the annuity.
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